About Us

bad credit auto loans

About Auto Approvers

At Auto Approvers, we specialize in bad credit auto loans with affordable interest rates. Our approach to bad credit car loans is simple: Provide affordable ?nancing and quality, low mileage vehicles that allows you to rebuild your credit.

Our specialists will match your application with a lender that specializes with your credit situation. These are lenders who will understand your needs and will carefully consider your current circumstance rather than your past credit history

Our online application only takes two minutes to fill out. We only ask for information we actually need to help you get the best rate and put you in the car you always wanted.

For 20 years, Auto Approvers has been serving Ontario as a trusted source of bad credit auto loans for people who are establishing or rebuilding their credit. we help you get behind the wheel of a reliable used car, crossover, SUV, minivan or truck faster and easier.

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Rebuild Your Credit

A car loan or lease is one of the best ways to start to re-establish your credit. When financing a vehicle, most established lenders file with the Credit Bureaus monthly to show other lenders that you have a car loan or lease, the amount involved, and your payment history.

When you have paid off your auto loan, it is shown as being discharged on your Credit Bureau Report. Other lenders will see that you’ve been successful and your credit score will improve

Our goal is to have you complete your car loan successfully with on-time payments that rebuild your credit status.Many of our best customers return to us for their next car. With the improved credit they’ve earned, we can offer them even better terms going forward.

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bad credit auto loans

Minimum Credit Inquiries

Auto Approvers makes sure that every person gets the best possible experience and is contacted promptly by one of our representatives. Because poor credit should not mean poor customer service. We know what it takes to be the leader. We specialize in bad credit auto loans at affordable rates.

Approvers guaranteed approval process is fast, on budget and features offers tailored for specific customer needs. We have helped thousands in acquiring car loans they thought they would have never had..
After completing our online application, one of our finance specialists will contact you to confirm all information. Once we have confirmed all details, we will then process your application for your auto loan approval. This happens on the same day!
You can apply for financing online at https://autoapprovers.com/apply.php . it only takes couple minutes to complete and we only ask for information we need to process your application.
Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it's meant to forecast how (and if) you will pay your bills. The higher your credit score, the greater your chance of receiving a better financing offer from Auto Approvers. Four contributors to your credit score are: Timeliness of previous and current payments The length of your credit history The type and amount of your debts Your public records.
Many Auto Approvers customers qualify for financing on their first vehicle purchase. If a normal credit determination cannot be made based on your current credit history, you may still qualify for other programs, like those for recent college graduates. Stipulations for college students vary by finance company. Check with a finance professional for more information.
Your past credit history, the type of car you're buying, your down payment, and overall market conditions will all affect the finance rate for which you can qualify. We offer competitive car finance rates from a variety of finance companies to fit nearly every budget and credit profile.
Down payment, the amount financed, term (length of contract), and annual percentage rate (the yearly cost of a loan) all affect the monthly payment.
The rule of thumb from most financial institutions is to spend no more than 15% of your gross monthly income on your car payment. For example, if you make $2,000 a month you should spend no more than $300 on your car payment.
Financial institutions typically take four major factors into account: Down Payment, Vehicle specifics (model, style, age, mileage, and cost), Application information (income, time at current job, and time at residence), Credit history.
Our finance sources provide offers to accommodate most credit situations. Even with past problems, you will still get the credit you need, the car you want, and respect you deserve as an Auto Approvers customer.

Apply Online

What are you waiting for? Apply today and we will guarantee you the lowest rate for your car loan.

Instant Approval

We deal with a network of lenders and can often have your application accepted in hours.

Served Thousands

We pride ourselves in providing car loans to thousands of people across Ontario.

Secured and Simple

Your information is 100% protected and will not be sold or shared with any third party companies.

Every Step of The Way

We help you every step of the way & make sure your car loan application is looked after.

Fast and Reliable

Our online application only takes 2 minutes to fill out. We can often get you approved same day.